Website Terms of Use

On this page

1. About us
2. Using this website
3. Not personal tax advice
4. The Health Check and free call
5. No guarantees
6. Our content and links
7. Our liability
8. Law, changes and contact

By using this website you agree to these terms. They are written in plain English. If anything is unclear, just ask us.

01. About us

This website is run by Paywise Consulting Ltd.

02. Using this website

• You may use this website to find out about our services and to contact us.
• Please do not misuse it. For example, do not try to hack it, send spam through our forms, or copy large parts of it.
• We try to keep the website available and up to date, but we cannot promise it will always be available or free from errors.
• Our services are for UK clients only.

03. Not personal tax advice

Information on this website is general and is not personal tax advice. Tax rules change and depend on your own circumstances. Figures on this website (for example tax rates and allowances) are for the tax year stated and may change.

Please speak to us before acting on anything you read here. We only give personal advice once we know your situation.

04. The Health Check and free call

• Our free Health Check and free 20-minute call are free, with no pitch and no obligation.
• The short summary we send after your Health Check is based only on your answers. It is a starting point for a conversation, not formal advice.
• We only start working for you once we have both agreed, and you have received our engagement letter. That letter, not this website, sets out exactly what we will do, our fees, and both sides' responsibilities.
• Please do not send us your UTR, National Insurance number, bank details or passwords through the website.

05. No guarantees

Everyone's situation is different. We do not promise any particular tax saving, refund or result. We always work within HMRC's rules. No schemes.

06. Our content and links

The words, design and images on this website belong to Paywise Consulting Ltd or are used with permission. Please do not copy them without asking us first.

We may link to other websites, such as HMRC, GOV.UK or WhatsApp. We are not responsible for their content or how they handle your information.

07. Our liability

We are not responsible for any loss caused by relying on the general information on this website without speaking to us first. Nothing in these terms limits our liability where it would be unlawful to do so, for example for death or personal injury caused by negligence, or for fraud.

08. Law, changes and contact

These terms are governed by the law of England and Wales, and the courts of England and Wales will deal with any dispute.

We may update these terms from time to time. The latest version will always be on this page, with the date it was last updated at the top.

For how we handle your personal information, see our Privacy Policy and Cookie Policy. Questions? Email georgezambartas@paywiseconsulting.co.uk.